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Service Description

The KB MULTICASH service is an internationally accepted modular system for electronic banking, i.e. a payment system for performance of payments. MultiCash is based on the principle of combining individual modules, which can be additionally installed into the user application, thus expanding its functionality, subject however to the condition that they are supported by the bank in question. During communication between the client and the bank, the SWIFT format international message standard is used (foreign payments, statements and advice reports) and clearing format (domestic payments) for the purpose of transferring payment transaction data – the client transfers payments to the bank and takes receipt of reports about their clearance sent by the bank. Communication takes place between the client and the bank; in KB this concerns the MultiCash banking server (MCB) and on the client’s premises this concerns MultiCash client software (MCC).


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