Pre-advice and advice for foreign payments and SEPA payments

How to use this window

Use this window to display a summary of pre-advice and advice notes for:

incoming and outgoing foreign payments (including SEPA payments);
outgoing payments GTB
requests for payment – MT 101
SEPA Direct Debit - debtor (direct debits in EUR sent to KB within the Single European Payment Area)
SEPA Direct Debit - creditor (direct debits in EUR sent to KB within the Single European Payment Area based on a SEPA Direct Debit order)

The incoming payment pre-advice note informs the client that an incoming foreign payment will be recorded, while the pre-advice for a request for payment MT 101 or SEPA Direct Debit - debtor informs the client that a direct debit will be drawn from his account. SEPA Direct Debit pre-advice note - creditor: informs the creditor about sending of the SEPA Direct Debit order.

At the moment the payment is recorded (using the applicable exchange rate list), an advice note is created for the payment. For outgoing payments, an advice note will be created immediately. The advice note will be deleted from the List of pre-advice notes at the beginning of the following Business day (after night processing) and it will be accessible on the Transaction history screen.

No pre-advice note is created for incoming payments whose SWIFT message was received at Komerční banka between 1 pm and approx. 2 pm – an advice note is created immediately.

The actual clearing of the incoming payment will be available on the following day on the Transaction history screen.

If the payer's bank requests cancellation of the payment / request for payment / SEPA Direct Debit before actual recording, no advice will be created and the pre-advice note will be marked "cancelled". This pre-advice note will be displayed for a period of 30 days in the list.

This summary also displays so-called Multiple payments from abroad. Typically, these are dividend payouts, pensions etc. Multiple payments are entirely accounted for by the system of foreign payments. Only a pre-advice note will be delivered with the payment; no advice note will be displayed.

Description of the window and its elements

Element	Description
Display pre-advice notes / advice notes for	Filter for specifying types of displayed pre-advice notes and advice notes.
for:	A filter for the selection of subjects (all or actual) for which pre-advice notes and advice notes are to be displayed.
Display button	Press this button to display a summary of pre-advice notes and advice notes by criteria selected in the filter.
Surname/subject name	The owner relating to the pre-advice note/advice note.
Subject ID	Account owner ID.
Account number	The account number relating to the pre-advice note/advice note.
Payer's bank reference	The payment reference number assigned by the payer's bank.
KB reference	The payment reference number assigned by Komerční banka.
Date registered in KB	Date of receipt of the payment in Komerční banka.
Value date	Incoming payments - the date specified by the ordering bank for paying the amount into the account. Outgoing payments - the date specified for paying the amount from the account.
Payment date	Payment order - MT101 - the date specified by the payer's bank for direct debit of the amount from the account.
FX	Specifies whether individual FX applies for the payment.
Amount	Amount shown on the pre-advice note/advice note.
Currency	Currency shown on the pre-advice note/advice note.
Print / PDF icon	Select this icon to preview print reports for an individual advice note and to print or save it in PDF format.
Pre-advice link	Click this link to open the Pre-advice for incoming foreign payments, Pre-advice for request for payment MT 101 or Pre-advice note of SEPA direct debit window showing pre-advice details.
Advice link	Click on the link to open the Advice for incoming foreign payment, Advice of debit (foreign) payment order, Advice for request for payment MT 101 or Advice note of SEPA direct debit window showing advice details.

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