Advice for incoming foreign payment

How to use this window

Use this window to display details of advice. Advice informs clients of details of incoming smooth payments. An advice note is created at the moment of online clearing of an amount credited (using the current exchange rate list) to the beneficiary's account. You can open advice from List of transaction history and from List of pre-advice.
No pre-advice is created for a payment whose SWIFT message was received at Komercni banka between 1 pm and approx. 2 pm - direct advice is created. This means you will not be able to find pre-advice for this advice in List of pre-advice.
Users may ask for confirmation of an advice note for an incoming payment. In this case, contact Komercni banka at mojebanka@kb.cz or call +420 955 551 556 (Mo-Fr 8:00 - 16:00).

Description of the window and its elements

Element Description
Amount, Currency The amount and currency entered by the payer.
Debited Amount, Currency The currency and amount of the payment cleared to the credit of the account specified by the payer.
Exchange rate The rate used for conversion between the payment currency and the currency of the beneficiary's account.
  1. For payments in FC to CZK accounts:
    the Currency - buy rate of the payment currency valid on the value date of the payer's bank, or an agreed rate.

  2. For payments in CZK to FC accounts:
    the Currency - sell rate of the account currency valid on the value date of the payer's bank, or an agreed rate.

  3. For payments in FC to accounts in a different FC:
    a prompt ratio to agio calculated to the value date of the payer's bank.

  4. For payments without conversion:
    “1” will be used.
Credited on Clearing date.
Value date The date defined by the payer's (ordering) bank on which funds are to be credited to the client's account.
KB reference A number assigned to the payment by Komercni banka. Used for payment identification for communication with Komercni banka.
Sender´s reference A number assigned to the payment by the payer's bank. Used for payment identification.
E2E reference
(only SEPA payment)		 END2END reference - its specific value depends on agreement between the payer and beneficiary.
Variable symbol Variable symbol of the payment.
Constant symbol Constant symbol of the payment.
Debtor The name and address of the payer.
Debtor´s bank Identification of the debtor´s bank.
Debtor´s account Payer's account number.
Debtor’s identification
(SEPA payments only)		 Detailed debtor's identification.
Ultimate Debtor
(SEPA payments only)		 Detailed ultimate debtor's identification.
Creditor The name and address of the beneficiary.
Creditor’s Bank Identification of beneficiary's bank.
Creditor's account Beneficiary’s account number.
Creditor’s identification
(SEPA payments only)		 Detailed creditor's identification.
Ultimate Creditor
(SEPA payments only)		 Detailed ultimate creditor's identification.
Remittance information Detailed payment description.
SCT purpose
(SEPA payments only)		 This, as well as the constant symbol, will be used for identification of the payment by the creditor.
SCT purpose category
(SEPA payments only)		 Code - Send as structured information
Description - Send as non-structured information
Original amount of payment The original amount and currency sent by the payer.
Detail of charges Method of payment of costs for sending the payment incurred by Komercni banka, intermediary banks and the beneficiary's bank:

  • OUR – all fees paid by the payer.
  • BEN – all fees paid by the beneficiary.
  • SHA/SLV – payer pays his/her bank fees, beneficiary pays his/her bank and intermediary bank fees.

Correspondent bank's charges Charge amounts of correspondents' banks.
KB charges Komerèní banka fees related to the payment.
Account for charges Account number for recording fees relating to a foreign payment.
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