SEPA Direct Debit order

How to use this window

Use this screen to enter a SEPA Direct Debit order in EUR to the so-called SEPA area, to a SEPA DD-compatible bank. The SEPA area (Single European Payment Area) consists of member countries of the European Economic Area (EU countries, Norway, Liechtenstein and Iceland) and Switzerland. In addition, banks of French Guyana, Guadeloupe, Martinique, Réunion and Gibraltar accept SEPA rules. A SEPA DD-compatible bank is a bank accepting SEPA Direct Debit orders. For a list of SEPA DD-compatible banks, see the “Bank selection” option in the wizard, which can be run from the SEPA Direct Debit order form.

SEPA Direct Debit order is an instruction (payment creditor) to deduct financial funds from an account of the SEPA Direct Debit debtor. In the order, the user must specify data corresponding to the agreement (mandate) concluded between the creditor and the debtor of the SEPA Direct Debit. The user (owner/authorised person) may actively initiate SEPA orders only on condition that the subject being served has concluded the contract for provision of the SEPA Direct Debit service (SEPA Direct Debit Initiation Agreement).

Description of the window and its elements

Element Description
Account number Number of the creditor's account.
Use template Drop-down list of templates. When you select a template name, its data will be added in both the first and second parts of the view. List of templates (includes option to create new templates) is available on the Payment order templates window.
Account name The name of the owner of the account to which the payment will be sent based on the SEPA Direct Debit.
IBAN The number of the account to which the payment will be sent based on the SEPA Direct Debit.
Debtor The section for entering data on the debtor of the SEPA Direct Debit.
IBAN The account number from which the payment will be sent based on the SEPA Direct Debit order. The payer’s account number must be entered in the IBAN format. Click here to learn how to enter the account number in the IBAN format.
Name The name or company name of the payment beneficiary.
Street (P.O. BOX) Street (P.O. BOX) Street or P.O. BOX of the debtor.
City, ZIP City, ZIP of the debtor.
Country Select debtor's country.
Debtor´s bank The section for entering data on the debtor's bank of the SEPA Direct Debit.
Enter BIC/SWIFT code / Select from list Select the mode of entering the debtor's bank:

  • If "Enter BIC/SWIFT code" is selected, the bank can be entered using its unique international code.
  • If "Select from list" is selected, the specific bank can be selected using the wizard that will open by pressing the Select bank button.

Select bank button Press this button to open the Bank selection window. After making a selection, the beneficiary's bank details will be filled in on the SEPA Direct Debit order window.
BIC / SWIFT code Code used for unique identification of a specific bank. BIC / SWIFT code is always entered using 8 or 11 chars. When 8 characters have been entered, the code will be suffixed with "X" letters to complete 11 characters. Example: DEUTDEFFXXX.
Country Country of debtor's bank.
Name Name of debtor's bank.
Town Town of debtor's bank.
Street Street of debtor's bank.
Amount Transferred amount in EUR.
Currency SEPA Direct Debit orders can only be paid in EUR.
Required due date The required date for processing the order.
You can choose the date using the associated calendar.
Account number for charges The account from which the fee for the SEPA direct debit paid in will be paid.
Creditor Identifier The identification code specified in the SEPA Direct Debit Initiation Agreement.
Payment scheme Select a payment scheme from those specified in the SEPA Direct Debit Initiation Agreement.
Type, Sequence Specify the type and sequence of the SEPA Direct Debit according to the agreement concluded between the debtor and creditor so that it matches the "Mandate".
Unique Mandate Reference The mandate reference (UMR) agreed between the creditor and the payer in the "Mandate".
Date of signing of the Mandate Date of signing of the "Mandate" agreed between the creditor and debtor.
E2E reference Use this field to enter the END2END reference - its specific value depends on the agreement between the creditor and debtor.
SDD purpose This, as well as the constant symbol, will be used for identification of the payment by the creditor.

Description - Send as non-structured information
Code - Send as structured information
Remittance information Phrasal payment description.
In case the “/VS/” string appears in the field, up to ten digits that follow will be put to the variable symbol of the order.
In case the “/CS/” string appears in the field, the up to seven digits that follow will be entered as the constant symbol of the order.
Example:
  • Remittance information specified in the form: /VS/1234567890
  • The "1234567890" value will be entered as the variable symbol
    		•
    Debtor's identification
    Creditor's identification
    Ultimate Debtor's identification
    Ultimate Creditor's identification
    		 Details of identification of the debtor and creditor - its specific values depend on the agreement between the payer and beneficiary.
    Amendment of the Mandate Check this box to display the field for detailed information identifying the ultimate mandate - the specific content depends on the agreement between the creditor and debtor.
    Back button Press this button to return to the List of orders or Orders for authorisation window without saving changes. This button is only available when making changes to a order.
    Save changes button Press this button to save the changes and return to the List of orders or Orders for authorisation window. This button is only available when making changes to orders with "awaiting authorisation" or "partially authorised" status.
    Save as template button Press this button to display the Modification of SEPA Direct Debit template window to be able to save order data in a template for future use.
    Save for authorisation button Press this button to save the order to the Orders for authorisation list (to be signed and submitted for processing later).
    Sign and send... button Press this button to open the SEPA Direct Debit - authorisation window, enabling you to check data, sign and submit an order for processing.

    IBAN - beneficiary’s account number in EU countries

    IBAN (International Bank Account Number)

    If entering electronically, the IBAN containing alphanumeric characters without spaces must be used. If entering in writing, the IBAN can be divided using spaces into groups of 4 characters.

    Example: IBAN for Germany

    For details about IBAN, visit the website of the Czech National Bank www.cnb.cz.

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