Modify direct debit agreement

How to use this window

Use this window to change a collection agreement. All users with access to the account (both adults and children) can change collection agreements within the MojeBanka Business application. You may change not only collection agreements entered via the direct banking application but also collection agreements entered in the KB branch or via Expresní linka KB.

The limit of the individual payment, time validity of the collection agreement, frequency and the comments can be changed. Numbers of the payer and beneficiary’s accounts cannot be changed. In this case, the collection agreement must be cancelled in the account and then created in another account. The limit of the individual payment can be set up to the daily subject limit. If the subject limit is exceeded, the collection agreement will not be changed.

The requirement for changing the collection agreement is subject to multiple/multilevel authorization according to the following rules:

User The subject has not set the multiple/multilevel authorization The subject has set the multiple/multilevel authorization

Holder - natural person - non-business Able to fully authorize individually. Able to fully authorize individually.

Holder - natural person - business Able to fully authorize individually. Able to fully authorize individually.

Statutory representative - legal entity Able to fully authorize individually up to his/her total daily account limit. When exceeding the account limit, the requirement is saved in the "for authorization" status. The requirement is always subject to multiple/multilevel authorization.

Assignee Able to fully authorize individually up to his/her total daily account limit. When exceeding the account limit, the requirement is saved in the "for authorization" status. The requirement is always subject to multiple/multilevel authorization.

You can authorize a requirement subject to multiple/multilevel authorization later in the Collection agreements for authorization window.

The limit of an individual payment is not limited in time (such as one day). It is a limit of an individual payment.
The number of direct debit payments can be restricted by setting a frequency other than unlimited. This value specifies after how many days from the last processed direct debit another direct debit payment associated with the direct debit mandate can be made.

It is necessary that the user informs the counterparty of any changes carried out (such as limit change). In case of changing a general collection agreement, the bank will not inform the holders of contra-accounts.

Description of the window and its elements

Element

Description

Account number

Account number (own, debited account) - collection agreements are debited from this account.

Beneficiary´s account number

Beneficiary's account number (credited account) - collection agreements are credited to this account.

Bank code

Beneficiary's account bank code.

Single payment limit

Limit of individual collection payment.

Frequency

This value specifies after how many days from the last processed direct debit another direct debit payment associated with the direct debit mandate can be made.

Frequency setting	Description
Daily	Every calendar day, only one direct debit payment can be executed.
Weekly	A direct debit payment can be taken from the account on the 5th calendar day from the last direct debit payment at the earliest (i.e., for 4 days from the day the last direct debit payment was executed, all requests for direct debits will be rejected).
Monthly	A direct debit payment can be taken from the account on the 25th calendar day from the last direct debit payment at the earliest (i.e., for 24 days from the day the last direct debit payment was executed, all requests for direct debits will be rejected).
Quarterly	A direct debit payment can be taken from the account on the 80th calendar day from the last direct debit payment at the earliest (i.e., for 79 days from the day the last direct debit payment was executed, all requests for direct debits will be rejected).
Semiannually	A direct debit payment can be taken from the account on the 180th calendar day from the last direct debit payment at the earliest (i.e., for 179 days from the day the last direct debit payment was executed, all requests for direct debits will be rejected).
Annually	A direct debit payment can be taken from the account on the 360th calendar day from the last direct debit payment at the earliest (i.e., for 359 days from the day the last direct debit payment was executed, all requests for direct debits will be rejected).
Unlimited	Every calendar day, any number of direct debit payments, each up to the entered limit, can be executed.
Other	If you select this option, you must enter a specific number of days between direct debits.

Number of days between direct debits

This value specifies after how many days another collection payment (from the last booked payment) associated with the collection agreement can be made. Specific number of days between direct debits can only be selected when using the other frequency option. If the number of days entered corresponds to a frequency, this frequency will be set for the direct debit mandate.
Examples:

Days between collections	Description
0	Every calendar day, any number of collection payments can be executed.
1	Every calendar day, only one collection payment can be executed.
15	A collection payment can be taken from the account once, on the 15th calendar day from the last collection payment at the earliest (i.e. during the 14 days from the day the last collection payment was executed, all requests for collections will be rejected).
30	A collection payment can be taken from the account once, on the 30th calendar day from the last collection payment at the earliest (i.e. during the 29 days from the day the last collection payment was executed, all requests for collections will be rejected).
180	A collection payment can be taken from the account once, on the 180th calendar day from the last collection payment at the earliest (i.e. during the 179 days from the day the last collection payment was executed, all requests for collections will be rejected).
360	A collection payment can be taken from the account once, on the 360th calendar day from the last collection payment at the earliest (i.e. during the 359 days from the day the last collection payment was executed, all requests for collections will be rejected).
Note: When setting the value of the monthly collection payment, the lower number of days in February must be taken into consideration (28 or 29 days); the recommended setting for monthly collection payment is 25 days.

Valid from

Date from which the collection agreement is permitted.

Valid until

Date until which (which business day, inclusive) the collection agreement is permitted.
You can choose the date using the associated calendar.

Note

Use this field to enter details of collection agreement permission. This field is not transferred to the beneficiary's account. It is only displayed in direct banking systems.

Back button

Use the button to display the window from which the screen was called up - List of collection agreements or Collection agreements for authorization. Changes will not be saved.

Save for authorization button

Use this button to save the requirement to change a collection agreement in the "for authorization" status. You can authorize the requirement later in the Collection agreements for authorization window.

Sign and send... button

Press this button to open the Changing collection agreement - authorization window, enabling you to check entered data of the order, to sign and send the order to the bank for processing.

Save changes button

This button is displayed only if called up from Collection agreements for authorization. Use this button to save the changes in the requirement for change to a collection agreement.

Answers to frequently asked questions concerning the window

Can an assignee or statutory representative of a legal entity change a collection agreement in the MojeBanka Business application?

Yes. An assignee or statutory representative of a legal entity can change a collection agreement in the MojeBanka Business application.

MojeBanka Business

User	The subject has not set the multiple/multilevel authorization	The subject has set the multiple/multilevel authorization
Holder - natural person - non-business	Able to fully authorize individually.	Able to fully authorize individually.
Holder - natural person - business	Able to fully authorize individually.	Able to fully authorize individually.
Statutory representative - legal entity	Able to fully authorize individually up to his/her total daily account limit. When exceeding the account limit, the requirement is saved in the "for authorization" status.	The requirement is always subject to multiple/multilevel authorization.
Assignee	Able to fully authorize individually up to his/her total daily account limit. When exceeding the account limit, the requirement is saved in the "for authorization" status.	The requirement is always subject to multiple/multilevel authorization.